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Absolutely not, and attempting it will lock accounts instantly. Australian regulations require that the fee methodology used for withdrawals matches the account holder’s name. If named John Smith, the identifier should be registered to John Smith, and withdrawals can only go to that identifier. Operators verify this through the first withdrawal by checking uploaded ID in opposition to registration details. Using a pal’s or member of the family’s identifier will result in frozen funds and possible account closure. If not sure whether a financial institution helps the system, the only verification technique is logging into the banking app and in search of PayID in settings or payment options.
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